Hello Greg,
On my computer I tried out all the 2D characters that are supposed to auto-toggle the mic. For me some 2D characters worked better than others, but in general they all stink! I would say that there is nothing wrong with the way you have things setup on your computer, except for maybe tweaking out your mic and speech settings some more, but that is all just a guess! My settings are all tweaked out but the 2D character auto-toggle only worked about half the time, if even that! Most of the time when conversing, the 2D characters would automatically turn the mic back on just a little bit too soon, which would result in the tail-end of their response being tagged on to the beginning of my next voice input. They are auto-toggling the mic, but just not very well, the timing is slightly off. However, I usually don't have any sort of problem like this when manually toggling the mic with any kind of character. It's like Bill said, just use the "Hal {Command}" format to filter sound if you don't want to toggle the mic manually for any of the characters whether they are 2D or not! And I guess that's as good as it gets for now!
Good Luck,
Rich_A