Thanks for the help everyone. After reading through the wealth of information on this forum written by all of you guys, I have learned quite a bit about texturing. You guys are great.
As a test I took the "Alexis" texture I found on Jack's site, and replaced the face and eyes part with my exported peopleputty skin, and then also put a higher resolution version of the face back onto the texture since people putty's export was fairly low resolution. It worked pretty well.
What I am trying to do is get a character with this texture for its face on the torso body with a "professional business" outfit on. The default Haptek texture for clothes works ok as does the "Alexis" texture I found, but I don't want to use anything without permission from the author.
I am using the "hair5-9exp.htr" blonde hair with this character. I am also trying to use the diamond earings, but for some reason when I try to load the earings, a different hair model loads up and overlaps with the other hair. Is there any way around this?
Here are my original source files and the texture I managed to throw together based on Jack's skin.
http://www.zabaware.com/forum/uploaded/medeksza/jackie.zip