Yeah, finally figured out Smart FTP enough to access the site. I found I already had the Hal accessories. (slapping my forehead)
Edit: SmartFTP is fun. and downloading is fun, but slow (I'm on dial-up)
I am downloading blindly "Jewelry for girls" to see what they are.
Earthlink has personal webspace I use (they call it FTP), but never learned how to use it as a FTP server. I just use it as a storage site for images and such to post on web forums.