@raybe, Ah yes, I get what you and your wife are saying now, yes I have come across those kinds of resources and some are quite expensive.
I guess if you want to get really professional then maybe you would need the full version of Photoshop which is very costly. Although I still think you could do a reasonable job in something like GIMP.
I'm actually trying to work out how to make clothes for characters at the moment myself - I will be using Blender to do that. So this area is very interesting to me. Thanks for you and your wife's guidance [

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@GT40, lol yes I tend to agree; the textures/skins don't really need much work do they [

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@Rob M, well done for getting that sorted out. I did notice the first character has a few different heads, so in effect you could get more than one character for your money.
Exciting times for Zabaware [8D]