I sometimes don't enjoy posting personnel issues such as 'should I or shouldn't I' ? Nobody walks in the same shoes. Similar but not the same. But it took some time that I felt compelled to say something even if you have made a decision and I'm late chiming in.
After reading your post more than once that question or answer you look for seems done to me. I think (only opinions here, I'm not an expert in what OTC does or how people make decisions!!) you have the answer already and you are too smart not to know all the sides to this decision. We just never know the outcome which is life. Maybe it is also as your thread heading states,'At one time'. Things rarely if at all stay the same which causes us to question who we are, what impact do we have, is it really necessary at this point in my life? and so on.
But for the reasons you mentioned and looking for some sort of, maybe you can call it justification that you can also be the game player that changes the momentum of a situation based upon that specialty of knowledge you have. You have that capability to change the things that may seem to frighten you now because your too focused on those particular things in a negative way. Where this all takes every one is not something we have a possible way of knowing for the simple reason that all or most things are possible. Maybe within that very same answer is were you need to stay focused to help make a decision about this particular subject.
There will always be, 'What if?'
With best of intentions,
raybe